Description

3 CE

For real estate professionals who have seen firsthand the havoc that fiscal scams can wreak upon their clients, they know it can be financially and emotionally devastating. This course is ideal for Realtors® to understand everything they need to know about Predatory Lending, Scams on customers, and fraud. 

It will allow them to protect their clients and give them the power to proactively avoid trouble with potentially serious consequences. Agents that may have wondered exactly how scams work will understand the mindset and goals of the person committing the crime and be able to offer guidance to their customer in order to protect them from people with negative intentions. It will also cover HOEPA (Home Ownership and Equity Protection Act), which was established in 1994 to combat these types of unprofessional practices and shield buyers from their detrimental effects. 

Objectives: After taking this class students will be able to: 

• Give examples on how scams, fraud and predatory lending work. 

• Identify what qualifies as one of these scams and show their client where to look for predatory lending and how it can be avoided.

******No-Show Policy: We understand that unforeseen circumstances may arise, making it difficult to attend scheduled classes. If you are unable to attend a class, kindly notify us 48 hours in advance. Cancellation notices should be sent to Alisha Kissee Garcia ( alisha@ralsc.org ) and/or Shannon Diehl ( shannon@ralsc.org ).Participants who do not attend a class or event without providing prior notice will not be eligible for a refund.   In cases of exceptional circumstances, such as a medical emergency or unforeseen personal crisis, we may consider refund requests on a case-by-case basis. As an Association committed to providing high-quality learning experiences, we have implemented this No-Show Policy to uphold the standards of our educational programs and ensure all members who are looking to attend a course get an opportunity to do so. 

Instructor: Benjamin Bowden